USSD Codes for banks in Kenya
Below are the USSD codes for banks in Kenya. These USSD codes are used for telephone/mobile banking.
KCB Bank Kenya Limited
Airtime
*522*1*1*phone_number*amount#
Transfer
*522*2*1*account_number*amount#
Co-operative Bank of Kenya Limited
Airtime
*667*1*amount#
Transfer
*667*2*account_number*amount#
Standard Chartered Bank Kenya Limited
Airtime
*977*1*amount#
Transfer
*977*2*account_number*amount#
USSD Banking: Your Guide to Seamless Mobile Transactions in Kenya
USSD banking allows you to perform financial transactions directly from your mobile phone, even without an internet connection. It's fast, simple, and secure—perfect for managing your money on the go.
A USSD (Unstructured Supplementary Service Data) code is a protocol used by mobile networks to communicate directly with a user's phone via short codes. It provides instant, session-based communication, often used for services like balance checks, mobile money transactions, and subscriptions.
How USSD Banking Works:
- Dial a Code: Each bank has a unique USSD code, like *737# for GTBank or *894# for FirstBank.
- Select a Service: Follow the prompts to perform tasks such as transfers, bill payments, airtime top-ups, or balance inquiries.
- Secure Transactions: You'll often need a PIN or OTP to complete transactions, ensuring your account stays safe.
How to Register for USSD Banking:
- Dial your bank’s USSD code (e.g., *000#)
- Follow the prompts to link your account.
- Set up a PIN for secure transactions.
Frequently asked questions
A USSD (Unstructured Supplementary Service Data) code is a short numeric code (like *737# or *894#) that allows users to access banking services through any mobile phone without requiring internet access. It's widely used for quick and secure transactions, such as money transfers, airtime purchases, and bill payments.
You need a USSD code because it provides quick and easy access to various mobile services without requiring an internet connection. It allows you to perform tasks such as checking your account balance, transferring funds, or subscribing to services in real time. USSD codes are often more convenient than apps, especially in areas with poor connectivity, as they operate over the mobile network. This immediacy and accessibility make USSD codes essential for managing mobile services efficiently.
Disclaimer
The tools provided on this website are for informational purposes only. While we strive for accuracy, we cannot guarantee the correctness of the data. Always verify SWIFT codes with your bank, especially for important or time-sensitive transactions.
$1 = ₦1482 $1 = ₦1482 (market avg.)